Basic Credit Analysis and Management/ 18-Mar-2019 - 22-Mar-2019

Basic Credit Analysis and Management

Bankers Committee members pay N 170,585.00 only


Globally, financial institutions earn a significant proportion of their income through the generation of risk assets. Risk assets by their nature have high income earning potential. However, by their mandate, financial institutions are also exposed to various risks which can have negative impact on the sustainability of the institutions. It is therefore, pertinent, that individuals with the responsibilities of managing the credit value chain are sufficiently equipped with required skill to perform their roles. This programme is designed for professionals involved in lending to customers in various market segments and focuses on the essential methodologies, tools, concepts and information sources required to effectively evaluate loan requests and a borrower's ability to service debt.

Target Participants

The course has been designed for credit risk officers, responsible for diverse customer portfolios. This includes credit professionals responsible for such functions as credit risk management, credit policies and procedures, risk assessment, credit approval, loan administration/ monitoring, and collections and workouts, as well as those being prepared for these roles in the near to medium term.


At the end of the course, participants should be able to effectively:

Explain the methods and tools for conducting financial analysis in various market segements
Outline  the underlying risk associated with various lending relationships
Interpret techniques for assessing replayment capability and capacity
Illustrate the nature of Lending contract and documentation and the appropriate use of security and convenants to support a higher level of primary bank debt finance
List the key issues and likely wrning signals of a borrower in distress




Overview of Credit Analysis and Management
Ethics and Principles of Lending
Analysis of various Credit Risk Exposures
Basics of Financial Statement Analysis
Assessing and Monitoring of Credit
Documentation Required for Lending
SME Creditworthiness Assessment
Credit Report Writing
Credit Risk Rating Exercises
Financial Distress - Understanding the Key Problem
Strategies, Planning and Procedures with Problem Loans



For more information: Motunrayo: 08034915664 or via email:

Register Now

If you would like to attend this training programme, please fill the form below and we will contact you as soon as possible. You can also pay for courses online.

Our learning sessions are unique in 4 ways

  1. Programme design & delivery recognize the needs of adult learners in career
  2. Experience sharing by practitioners, with well over two decases of experience in areas relevant to course topic, whom we call "Programme Directors"
  3. Course delivery by practitioners based on conceptual research background
  4. The essence of our corproate brand and orientation within concept implementation thinking

The fees cover tuition, course materials, group lunch, tea/coffee and snacks but EXCLUDE accommodation.
Dress Code: Formal

Discount on Fees

3 participants 5% Discount
4 participants & Above 7.5% Discount

Payment of Fees

Payment of fees should be in cash or CERTIFIED CHEQUE/BANK DRAFT made payable to the FITC before the commencement date or on arrival at the venue.

Refund of Fees

Fees paid for participants who do not turn up eventually would be refunded, subject to deduction of 25% administrative cost.


Formal lectures, case studies, participative group exercises and experience sharing.


The programme commences at 10.00a.m. on Monday, 9.00a.m other days and ends at 4.00p.m. daily.

In-plant Option

Do you intend to train more than 20 participants? Are you considering an in-plant option?
Please call us ☎

International Participants

International participants should please inform FITC of their attendance ahead of the programme, to enable us prepare airport pick-up for them.

Copyright © 2019. All Rights Reserved FITC.
Developed by Tulabyte